For Banks

A new line of non-interest revenue.
Live in two weeks.

You already have the customers. You already hold their balances. We give you a polished storefront that turns those balances into recurring digital-commerce margin — without the operational drag.

Why the bank model wins
01

No card rails, no PCI

Every payment is a bank-internal book transfer. Your card-program risk team does not need to be involved.

02

Your margin, transparent

We agree on a per-category split up-front. Every transaction shows you both legs in real time.

03

Customer never leaves

Session, identity, and balance stay inside your app. We are a guest in your runtime, not a redirect.

04

Compliance pre-mapped

Designed against CBI third-party guidance, AML transaction monitoring, and your existing KYC tier.

Build vs. partner
 Build it yourselfWith Alpha Store
Vendor onboarding (telecom, internet, gaming, etc.)6–9 months per categoryDay 1, 6 categories live
Inventory funding (digital keys held)$1M+ working capital$0
Code redemption + customer supportIn-house team of 6–10Included
Catalog merchandisingPermanent product teamIncluded
Fraud screeningNew ruleset per categoryInherited from our network
Time to first transaction12–18 months2 weeks

We charge a fixed share of net margin per category, agreed before launch. No setup fee, no minimums, no exclusivity.

Are you a bank? Let's talk.

30-minute call, then a sandbox. No commitment.